3D Defensive Driving

Defensive Driving Traffic Safety Tips

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Texas Approved Defensive Driving Course for Ticket Dismissal and Insurance Discount

Other and New Laws
Financial Responsibility

Texas law "The Texas Safety Responsibility Act" requires drivers to have basic liability coverage called “25/50/25”. Should you become involved in a collision in Texas, all three of the following conditions must be met to avoid suspension of your driving privilege.


$25,000 for a single death or injury.
$50,000 for death or injury to more than one person.
$25,000 for property damage.

Be ready to show your insurance card if an officer asks you for it. You should be aware that many out-of-state insurance companies are not authorized to do business in Texas. Before you drive here you should ask your insurance company if you are covered in case of a collision. If you are involved in a collision inform your insurance company right away.

If you have a collision and you cannot prove financial responsibility, you may be fined $350 and/or your license suspended. If someone is not able to be identified and is driving your car, you, the owner will have your driver's license suspended if financial responsibility is not provided.